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Do you invest Post Office Small Savings Scheme? Then you must know it

If you invest in small saving schemes of Post Office, you have to pay different charges for different services.

Saturday, May 8, 2021

/ by Avishek Bera


 The News Cover: If you invest in small saving schemes of Post Office, you have to pay different charges for different services. Post office savings schemes are considered to be quite a safe option for investment. Good returns as well as customers' money will be protected. Most people invest money in post office savings schemes. But service charge has been imposed in the post office savings scheme. This charge is taken for new checkbook, account transfer, account statement.

Post Office Savings Scheme-

The post office currently has 9 small savings schemes. These include Post Office Savings Account, National Savings Recurring Deposit Account (RD), National Savings Time Deposit Account, National Income Monthly Account (MIS), Senior Citizen Savings Scheme (SCSS), Public Provident (NFC), Public Provident Fund ), Kisan Bikash Patra (KVP), Sukanya Samridhi (SSY). All schemes have different features.

- It will cost 50 rupees to issue a duplicate passbook.

- There will be a charge of Rs. 20 for issuing account statement and deposit receipt.

--If the certificate is lost or damaged, 10 rupees will be taken as registration fee for issuing passbook.

--There is a charge of 50 rupees for canceling or changing the nomination.

- There will be a charge of 100 rupees for account transfer.

--There is no fee for 10 checks in a financial year for issuing check book in savings account. But after that it costs 2 rupees per check.

- If the check bounces, you will be charged 100 rupees.

Post Office Savings Scheme-

- There will be a charge of 100 rupees for account transfer.

- If the check bounces, you will be charged 100 rupees.

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